You’re not only building a brighter financial 1When you take out an Oakam loan

You’re not only building a brighter financial future for yourself, you’ll be part of a like-minded community that is improving acce to affordable credit for all when you take out an Oakam loan

Every we support people as they achieve their money goals, build their credit profile and acce better loan rates day. During the time that is same by making use of our mobile application to settle on time, Oakam clients are transforming the lending industry, making credit le costly and much more acceible for everybody.

Join our community of 150,000+ clients.

Brand brand New client? Begin today with that loan from ?100 to ?800. Fast turnaround without any late charges

279% fixed interest that is annual (1427% APR representative)pare Oakam along with other lenders right right here.

Apply with certainty

Fill our safe online application and get a choice in mins. No setup charges, no belated charges with no repayment that is early.

Begin your Oakam journey

Place your loan to do business with the Oakam application, grow your credit history as time passes and create your solution to a brighter future that is financial.

Tailor your loan

Acce lower prices and larger quantities as you repay your loan. Borrow as much as ?5,000 as time passes. Get more info

Join the 150,000+ customers that trust us

We’re more than simply a cash loan provider: we’re on a miion to produce credit that is acceible truth for many.

Install our mobile application

The Oakam app that is mobile enable you to use along with assistance you handle your loan:

Reasons why you should join Oakam

Bad credit? We are going to pay attention

We’ll tune in to your tale if you’re on advantages, have bad credit score or simply arrived in the united kingdom. We’ve caused it to be our miion to split down barriers that are financial enhance acce for several.

No house visits – ever!

Cash is a matter that is private we keep it like that. Think about us as an option to doorstep loans. We’ll never ever knock on your own home and you may constantly achieve us online or higher the device.

No concealed surprises

At Oakam you’re constantly in charge. Our items are easy and clear. We don’t charge fees that are late there’s no cost aociated with repaying early.

Your connection to a brighter future that is financial

You can unlock lower rates, bigger amounts and longer terms as you pay back your Oakam loan. It’s our means of assisting you grow your credit profile with time.

Handle the Oakam app to your loan

Acce your loan and repayment schedule by getting our software, thereby applying for tops ups and loans that are new the long term.

Frequently asked questions

Oakam provides direct and easy services that are financial individuals who battle to borrow from banking institutions. We provide accountable acce to credit and are also focused on serving our clients with respect.

Every time we support individuals because they achieve their funds objectives, build their credit profile, and acce better loan prices. In the time that is same simply by using our mobile application to settle on time, Oakam clients are changing the financing industry, making credit le costly and more acceible for everybody.

So how exactly does it work?

It’s simple! You are able to apply on our web site, or via our mobile software. The software could be downloaded through the Apple iStore for iPhone devices, or from the Bing Enjoy shop for Android os products. In case your application is authorized, the money may be delivered to your money on the exact same time. Many candidates that are succeful their loans within an hour or two to be approved.

At the mercy of status. From the form, we shall ask you for the income that is monthly and in information, to be able to concur that you really can afford the month-to-month repayments throughout the life of the mortgage.

Does Oakam do a credit search?

Yes. But we try not to base our choice entirely on your credit rating. At Oakam we realize that life does not go as planned always. We realize you may have a poor credit history that you may have run into financial difficulties in the past and as a consequence. Unlike other loan providers though, Oakam will likely not immediately blacklist you have actually mied repayments. Your credit score and affordability aement assist us comprehend your situation that is current when ae the job for the loan.

Therefore, also we might still be able to help if you have been declined by other lenders in the past.

I’m not used to great britain. Can Oakam help me to with that loan?

Yes. We ask which you have now been a resident in britain for at the least a few months before you apply for a financial loan with us. All loans are at the mercy of affordability checks as well as your economic status. We welcome new clients every single day and, because our online application proce is completely automatic, you can easily use if you need certainly to, seven days per week. All our loans are susceptible to your monetary status.

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